AI‑first Built in Britain 30‑day free trial

AI‑Powered Accounting for small businesses & self‑employed.

Simple. Smart. Stress‑free. Let Ledgerly's AI automate the boring parts so you can focus on your business.

  • 30‑day free trial
  • No card required
  • Cancel anytime
Dashboard · This month
LIVE
Income
£8,420
Profit
£7,210
Ledgerly AI

Your payroll summary is ready.

AI Automation

AI that does the work for you.

Your financial co‑pilot — always available, always polite. Let Ledgerly automate the boring parts so you can focus on your business.

  • Categorises transactions automatically
  • Explains expenses in plain English
  • Prepares payroll summaries
  • Generates invoices
  • Creates cashflow insights
  • Answers accounting questions instantly
You

Why is my cashflow low this month?

Ledgerly AI

Your expenses increased by 18% this month — mostly from equipment purchases (£1,240) and software subscriptions (£380).

AI suggestions may not always be accurate. Ledgerly does not provide tax, legal, or financial advice — always review with a qualified accountant or HMRC for decisions that affect your money.

Features

Everything you need. Nothing you don't.

Ledgerly gives you the essential tools self‑employed people actually use — without the complexity of traditional accounting software.

Invoices in 30 seconds

Clean, professional GBP invoices with automatic numbering and one‑tap PDF export.

Receipt scanning

Snap a photo and Ledgerly turns it into a categorised expense.

AI expense categorisation

Your expenses sorted automatically — no manual tagging.

Bank account linking

Import transactions and see when invoices are paid.

Live profit & tax dashboard

A simple view of income, expenses, profit and a 20% tax estimate.

Invoice reminders

Ledgerly nudges clients when payments are overdue.

Client directory

Keep all clients and invoice history in one tidy place.

Mileage tracking

Track business miles and export them at year‑end.

Quarterly AI reports

A simple summary of how your business is doing.

Year‑end summary

Accountant‑ready and easy to understand.

Multi‑currency

Send invoices and track expenses in multiple currencies.

Payroll

Payroll that just makes sense.

Professional payroll without the complexity. Up to 5 employees, PDF payslips, and a tidy export pack your accountant will love.

  • PDF payslips
  • Monthly payroll summary
  • Employee cost tracking
  • Employee profiles
  • Export to accountant
  • Print‑ready files
What Ledgerly doesn't do

RTI submissions · Tax code changes · Pension scheme setup · Year‑end filings. For those, use your accountant or HMRC directly.

PAYSLIP
#PS‑00021
EmployeeJane Doe
Period01–28 Feb 2026
Gross pay£2,856.50
Employer NI (est.)£289.59
Pension (est.)£85.69
Net pay£2,856.50

Indicative only — Ledgerly doesn't file RTI / Self‑Assessment.

Bank sync

Link your bank account.

Automatically import expenses and mark invoices as paid — no manual tracking.

  • Automatic expense import
  • Real‑time invoice payment detection
  • Cleaner bookkeeping with zero manual entry

Available on the Premium plan. Read‑only access via your trusted UK bank.

Your bank
Ledgerly
Read‑only · Bank‑grade encryption · You stay in control
How it would work

Three taps and you're synced.

  1. Step 01

    Pick your bank

    Search and select your UK bank in seconds.

  2. Step 02

    Approve read‑only

    Authorise from your banking app — no passwords shared.

  3. Step 03

    Watch expenses appear

    Transactions stream in and we match them automatically.

How it works

Six calm steps. No spreadsheets.

Ledgerly is designed to feel like a notes app — not accounting software.

ledgerly.app · AI in action
You

What is this £8.45 charge?

Ledgerly AI

That's Pret a Manger — looks like a client lunch. Food & Dining.

Categorised & saved
Cashflow insight

Your income is up +18% this month — mainly from your design retainer. Expenses are steady. Net is looking healthy.

Income
£8.4k
Expenses
£1.2k
Net
£7.2k
Trending up
AI Live
  1. Step 1

    Create your account

    Sign up with your email and set up your workspace. You can start with a free trial — no commitment.

  2. Step 2

    Add your first invoice or expense

    Create an invoice, upload a receipt, or add a transaction. Ledgerly keeps everything organised from day one.

  3. Step 3

    Let AI assist you (optional)

    Ledgerly's AI can help categorise expenses and highlight patterns. You can accept, edit, or ignore suggestions — you're always in control.

  4. Step 4

    View your dashboard

    Your dashboard updates automatically as you add data. See income, expenses, and trends in one simple view.

  5. Step 5

    Stay organised

    Use reminders, document storage, and summaries to keep your finances tidy throughout the year.

  6. Step 6

    Upgrade anytime

    When you're ready, upgrade to Ledgerly Pro using Stripe. See our pricing for details.

Ledgerly provides tools to help you organise your financial information. Ledgerly does not provide tax, legal, or financial advice. Users are responsible for reviewing and verifying their own financial data. See our Terms & Conditions.

Why choose Ledgerly?

Ledgerly vs the giants.

Xero and QuickBooks are powerful, but they were built for accountants — not small business owners. Ledgerly puts AI in the driver's seat at a fraction of the price.

Feature
LedgerlyAI‑first
Xero
QuickBooks
Monthly price (UK)
£9.99–£18.99All plans incl. AI
£16–£50Ignite → Comprehensive
£10–£56Sole Trader → Plus
AI automation built‑in
Add‑on
Limited
Simple, friendly interface
More complex
More detailed
Bank feeds & auto‑categorise
Receipt scanning
Recurring invoices
Cashflow insights (AI)
Manual
Manual
Payroll included (up to 5)
Add‑on
Add‑on
Ask‑AI assistant
Available Available with caveats Not available
Competitor prices from public UK pages · Feb 2026
Built on trust

We don't reinvent trust.
We integrate with the best.

Ledgerly is built on infrastructure trusted by millions — so your data is handled by the most regulated names in fintech, not a startup that built it from scratch on a Tuesday.

TrueLayer
Open Banking

FCA-regulated, read-only access to your bank — credentials never touch Ledgerly.

OpenAI
AI brain

GPT-4o-mini powers our receipt scanner, anomaly watch and weekly summaries.

Stripe
Payments

PCI-compliant subscription billing — the same platform Amazon, Slack and Booking.com use.

Resend
Email delivery

Invoice and accountant emails delivered with DKIM, SPF and DMARC — built for trust.

FCA-regulated bankingGDPR · UK-hosted dataHTTPS everywhereBank-grade encryptionStripe PCI Level 1
Pricing

Simple, transparent pricing.

All plans include a 30‑day free trial. No card required.

Self‑Employed
For sole traders and freelancers.
£9.99/month
  • Bank feeds
  • Auto‑categorisation
  • Unlimited AI
  • Receipt scanning
  • Recurring invoices
  • Cashflow insights
Most popular
Small Business
Up to 5 employees.
£14.99/month
  • Everything in Self‑Employed
  • Multi‑user (coming soon)
  • Team expenses (coming soon)
  • Employee categories
  • Advanced forecasting
Small Business + Payroll
Everything plus payroll tools.
£18.99/month
  • Everything in Small Business
  • PDF payslips
  • Monthly payroll summary
  • Employee cost tracking
  • Accountant export pack

All plans monthly · Cancel anytime · GBP · VAT receipt on request

FAQ

Frequently asked questions.

Quick answers to the things people ask before signing up.

Ledgerly is an AI‑powered accounting platform designed for small businesses & self‑employed users. It automates bookkeeping, invoicing, payroll prep, and financial insights so you can focus on running your business.

Ledgerly is built for sole traders, freelancers, side‑hustlers, and small businesses with up to 5 employees.

No. Ledgerly uses AI to explain everything in simple English and automate the hard parts.

Still have questions? Email support@ledgerly.app

Stop dreading your books.

Set up in five minutes. Free for 30 days, no card required.

Ledgerly
© 2026 Ledgerly — Built in Britain

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